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航運和物流

ANNUAL PREMIUM ænyuəl primiəm

Noun

  • the cost of the insurance paid every year.
Example Sentence: The annual premium is paid on the first of March.

 

 

QUARTERLY PREMIUM kwɔrtərli primiəm

Noun

  • the cost of the insurance, paid every 3 months.
Example Sentence: The quarterly premium is the annual premium divided by four.

 

 

PREMIUM primiəm

Noun

  • an amount to be paid for an insurance policy.
Example Sentence: My auto insurance premium increased by 25% this year because I had to make a claim last year.

 

 

POLICY GUIDE pɒləsi gaɪd

Noun

  • a brochure (either paper or online) that details the company’s policies including benefits, policies and other information.
Example Sentence: The company sent me a policy guide that my husband and I read over carefully.

 

 

FIRE INSURANCE faɪər ɪnˈʃʊər əns

Noun

  • insurance which covers a home in case of fire.
Example Sentence: Fire insurance premiums are generally higher if you live in an old house or apartment building.
 

THEFT INSURANCE θɛft ɪnˈʃʊər əns

Noun

  • insurance which covers a home in case it is robbed or broken into by a thief.
Example Sentence: My computer and flat screen tv were both stolen and since I didn’t have theft insurance, I had to replace them both!
 

HOMEOWNERS INSURANCE hoʊmˌoʊ nərs ɪnˈʃʊər əns

Noun

  • insurance which covers a person’s home in case of fire, flood, earthquakes, hurricanes, theft, etc.
Example Sentence: After the typhoon last year, I was so glad that I had opened a homeowners insurance policy!
 

LIFE INSURANCE laɪf ɪnˈʃʊər əns

Noun

  • insurance which pays family members when the person insured dies; usually pays more if the person dies by accident.
Example Sentence: I am thinking about getting life insurance to protect my family in case of an accident.
 

AUTO INSURANCE ɔ toʊ ɪnˈʃʊər əns

Noun

  • insurance which covers automobile accidents, including medical costs and damage to automobile and property.
Example Sentence: Because of an accident last year, my auto insurance premiums have doubled.
 
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