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Business Word/Phrase of the Day

word-phrase-descEvery day we publish a business word or phrase together with audio pronunciation, phonetics, definition and example sentences. This is a great way to improve your workplace vocabulary as well as your pronunciation. To receive 'Business Word/Phrase of the Day' by email, just subscribe to our newsletter from the link above. 

FLEXIBILITY flɛksəbəl

25 Oct 2024

Noun

  • ability to bend, change or adapt without breaking.
Example Sentence: During a period of change it is important to have flexibility.
 

VENDOR vɛndər

24 Oct 2024

Noun

  • someone who sells something.
Example Sentence: The street vendor offered a range of products made by local people.
 

PRIVATIZATION praɪvəˌtaɪz

23 Oct 2024

Noun

  • to transfer from public or government control or ownership to private enterprise.
Example Sentence: The privatization of health care is an important issue.
 

STATISTICS stəˈtɪstɪks

22 Oct 2024

Noun

  • numerical facts or data.
Example Sentence: Recent statistics have shown an increase in the test subject’s reaction time.
 

INCENTIVE ɪnˈsɛntɪv

21 Oct 2024

Noun

  • something which encourages somebody to do something.
Example Sentence: The tax incentives are aimed at attracting more foreign business.
 

REMORTGAGE reɪmɔrgɪdʒ

20 Oct 2024

Verb

  • arrange a second mortgage (= an agreement with a bank or similar organization in which you borrow money to buy property), or increase the first mortgage, especially in order to obtain more money.
Example Sentence: In order to raise funds to pay off my debts, I’ve had to remortgage my apartment.
 

MORTGAGE mɔrgɪdʒ

19 Oct 2024

Noun

  • An agreement which allows you to borrow money from a bank or similar organization, especially in order to buy a house or an apartment.
Example Sentence: Banks are now being a lot more cautious about who they lend money to. It’s getting much more difficult to arrange a mortgage on a property.
 

RETURN ON INVESTMENT  

18 Oct 2024

Phrase

  • profit (or loss) on an investment, often expressed as a percentage.
Example Sentence: I initially invested $50,000 in the company. In the past 5 years, the company has paid me $150,000 in profit share. That’s what I call an excellent return on investment.
 

HEDGE FUNDS hɛdʒ fʌnd

17 Oct 2024

Noun

  • Hedge funds are speculative funds which make large bets on market movements. They utilize borrowed money to substantially leverage their returns (and losses), often at a factor of ten to one, or more. They purchase exotic securities and also take substantial short positions when they think the market or a particular sector of the market will go down.
Example Sentence: Hedge funds are extremely risky and are suitable for high-wealth investors only.
 

CASH RICH kæʃ rɪtʃ

16 Oct 2024

Noun

  • describes someone who has most of the wealth in cash.
Example Sentence: I keep all my money in the bank in a high-interest account. I consider myself to be cash rich.
 

NET WORTH nɛt wɜrθ

15 Oct 2024

Noun

  • the money value after liabilities (debts) are subtracted from assets.
Example Sentence: I owe $31,000 and have assets worth $87,000 so my net worth is $56,000.
 

INDIRECT TAXATION ɪndəˈrɛkt, tækˈseɪʃən

14 Oct 2024

Noun

  • includes taxes which are levied in an indirect way rather than being charged directly on an individual's income or estate.
Example Sentences: Tax on products, such as cigarettes, alcohol and petrol, is also a form of indirect taxation.
High indirect taxation tends to hit the poor far more than the rich.
 

DIRECT TAXATION dɪˈrɛkt tækˈseɪʃən

13 Oct 2024

Noun

  • includes taxes which are imposed directly on the individual paying them.
Example Sentences: Examples of direct taxation are income tax, capital gains tax and inheritance tax.
High direct taxation hits the rich hard.
 

TAX YEAR tæks yɪər

12 Oct 2024

Noun

  • The calendar year or fiscal period for which income tax is to be paid.
Example Sentence: In Hong Kong the tax year ends on 31 March.
 

TAX RETURN tæks rɪˈtɜrn

11 Oct 2024

Noun

  • Is a form on which certain tax payers annually list their salary (including pensions), or income from self employment together with benefits in kind, other income and capital gains.
Example Sentence: Don’t forget to get your tax return in by the end of the month. There’s a penalty if you send it in late.
 
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